Default · Beta
Temenos
API integration
Ship Default features without building the integration. Full Temenos API access via Proxy — extend models and mappings to fit your product.
Built for specific customer use cases. Issues are resolved quickly.
Talk to usUse Cases
Why integrate with Temenos
Common scenarios for SaaS companies building Temenos integrations for their customers.
Automate loan origination directly on a bank's core ledger
Loan origination platforms can push approved loan data into Temenos Transact to create loan accounts and trigger disbursements, eliminating manual re-keying by bank staff and reducing time-to-fund from days to minutes.
Sync real-time account and balance data for compliance monitoring
RegTech and AML platforms need continuous access to customer holdings, transaction histories, and party data from Temenos to run risk-scoring models and flag suspicious activity without requiring banks to build custom data exports.
Power corporate treasury dashboards with live core banking data
Treasury management and spend platforms can pull multi-currency balances and transaction statuses from Temenos to give corporate treasurers real-time cash visibility and initiate bulk vendor payouts directly from their interface.
Enable digital account opening with core system write-back
Digital onboarding platforms capture applicant data in a modern front-end and need to instantiate deposit or checking accounts on the bank's Temenos ledger via the Arrangement Architecture APIs, closing the loop between digital experience and core record.
Surface accurate product pricing from the bank's own configuration
SaaS platforms offering rate comparison, pre-qualification, or embedded lending need to query a bank's live interest rates and fee structures from Temenos so end-users always see accurate, institution-specific pricing.
What You Can Build
Ship these features with Truto + Temenos
Concrete product features your team can ship faster by leveraging Truto’s Temenos integration instead of building from scratch.
Real-time balance and holdings sync
Pull customer account balances, active loans, and deposit positions from Temenos Transact into your platform on a continuous or on-demand basis.
Automated loan account creation
Push approved loan payloads from your origination workflow into Temenos to create the loan arrangement on the bank's core ledger without manual intervention.
Customer and KYC data synchronization
Read and write customer entity data — including contact details, KYC status, and corporate structures — between your platform and the Temenos Party domain.
Payment instruction submission
Initiate single, bulk, or recurring payment orders directly into the Temenos Payments Hub from your SaaS interface for ACH, wire, or payroll execution.
Product catalog and rate ingestion
Query a bank's live product configurations, interest rate tiers, and fee schedules from Temenos to display accurate pricing inside your application.
Event-driven workflow triggers
Subscribe to Temenos event-driven architecture webhooks for ledger state changes — like loan activation or payment clearing — to kick off automated workflows in your product.
How It Works
From zero to integrated
Go live with Temenos in under an hour. No boilerplate, no maintenance burden.
Link your customer’s Temenos account
Use Truto’s frontend SDK to connect your customer’s Temenos account. We handle all OAuth and API key flows — you don’t need to create the OAuth app.
We handle authentication
Don’t spend time refreshing access tokens or figuring out secure storage. We handle it and inject credentials into every API request.
Call our API, we call Temenos
Truto’s Proxy API is a 1-to-1 mapping of the Temenos API. You call us, we call Temenos, and pass the response back in the same cycle.
Unified response format
Every response follows a single format across all integrations. We translate Temenos’s pagination into unified cursor-based pagination. Data is always in the result attribute.
FAQs
Common questions about Temenos on Truto
Authentication, rate limits, data freshness, and everything else you need to know before you integrate.
Is the Temenos integration available out of the box on Truto?
The Temenos integration is built on request. Once you reach out, Truto's team will scope the specific Temenos Transact API domains you need (e.g., Holdings, Party, Arrangement Architecture, Payments) and build the connector tailored to your use case.
How does authentication work with Temenos APIs?
Temenos Transact typically supports OAuth 2.0 for its cloud and open banking APIs, and may use basic authentication or token-based auth for on-premise deployments. Truto handles the auth flow so your team doesn't need to manage tokens, refreshes, or institution-specific configurations.
Can Truto handle differences between Temenos deployments at different banks?
Yes. Temenos instances are frequently customized per bank — different product configurations, custom fields, and API versions. Truto abstracts these variations so your integration works across multiple bank deployments without per-customer re-engineering.
Does the integration support both read and write operations?
The scope of read and write operations depends on which Temenos API domains are configured. Common patterns include read-heavy syncs (balances, customer data) and write operations (loan creation, payment initiation). Truto will build support for the specific operations your workflows require.
How does Truto handle pagination and rate limits for Temenos APIs?
Truto manages pagination, rate limiting, and retry logic automatically. Since Temenos API rate limits and pagination schemes can vary by deployment and API domain, Truto normalizes these so your application receives consistent, complete data sets without manual handling.
Can I receive real-time notifications for events in Temenos?
Temenos supports an Event-Driven Architecture (EDA) that publishes ledger events like account status changes and payment clearances. Truto can integrate with these event streams to deliver webhook-style notifications to your application, enabling real-time downstream workflows.
Temenos
Get Temenos integrated into your app
Our team understands what it takes to make a Temenos integration successful. A short, crisp 30 minute call with folks who understand the problem.
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